Maraming OFW ang nangarap maka-home run and eventually you see them going back to where they are working. Bakit hindi pa rin sila makabalik sa Pinas? I'm a son of an OFW, almost everyone in my family are OFWs and most of my classmates in college are OFWs. With it, I have seen these usual challenges:
1. Doodads: Bili ng malaking flat screen TV, Iphone every year, bagong kotse and blow-out with the barkada for 2 weeks.
2. Lack of financial literacy: They simply don't know how money can work for them. In fact, the concept of passive income for them is too good to be true.
According to Parkinson's Law: The demand upon a resource tends to expand to match the supply of the resource. With my kamag-anaks, they level-up their lifestyles, kasi nga naman, sabi nila, malaki na ang kita nila.
Now here's the sad fact. After 6 months, OFWs go back hunting jobs in the newspapers to sustain their families here. Kasi, ubos na ang pondo.
Expenses today are getting bigger and bigger and the best way to do it is plan ahead. Because if you fail to plan, you plan to fail.
1. Doodads: Bili ng malaking flat screen TV, Iphone every year, bagong kotse and blow-out with the barkada for 2 weeks.
2. Lack of financial literacy: They simply don't know how money can work for them. In fact, the concept of passive income for them is too good to be true.
According to Parkinson's Law: The demand upon a resource tends to expand to match the supply of the resource. With my kamag-anaks, they level-up their lifestyles, kasi nga naman, sabi nila, malaki na ang kita nila.
Now here's the sad fact. After 6 months, OFWs go back hunting jobs in the newspapers to sustain their families here. Kasi, ubos na ang pondo.
Expenses today are getting bigger and bigger and the best way to do it is plan ahead. Because if you fail to plan, you plan to fail.
True, very alarming but most OFW'S don't care at all as long as they have all the latest gadgets. Okay lang naman daw ubusin buong salary kasi next month ay susweldo ulit.
Ubus ubos biyaya bukas nakatunganga.
source: Facebook
source: Facebook
Correct mamitats, very alarming! At welcome kay kuya Jun as guest post.
ReplyDeleteNgunit ano nga ba ang dapat gawin ng mga OFW na alam na ang mga pangyayari sa nakaraan? Sana ay magkaroon ng mga hakbang ang bawat OFW na magtulong tulong para sa magandang buhay sa hinaharap ng mga OFW, totoong nariyan ang mga babasahin, ngunit sa sobrang busy ng iba ay ipinagwawalang bahala ang mga ito. Hays...
one day millionaire sabi nga ng karamihan...nakakalungkot pero maraming OFW ang ganyan, parang isa na ako :(
ReplyDeleteTalagang nakakalungkot ang pangyayari na iyan dahil totoo.....karamihan sa mga OFW's kapag may hawak na pera sige lang ng bili at hindi iniisip kung makakatulong sa kanya ang kaniyang mga pinamili. Gastos dito gastos doon ganyan ang mga OFW na kumikita ng malaking pera sa abroad..........Salamat sa Post Sister
ReplyDeletethank you forv the visit kiko,LordCM and BuhayOFW
ReplyDeletethank you forv the visit kiko,LordCM and BuhayOFW
ReplyDeleteThis is very true.... OFWs are financially illiterate and don't think about tomorrow. The families, friends, and everyone they left home are living with the fantasy that because one member of the family went abroad, they are already one of the rich that it could not go down.
ReplyDeleteThis is why I am happy that my friend has her mom to help her become more aware na being an OFW means you have to make your money grow din. But the problem is minsan the family in the home country seem to depend on those abroad. Oh the stories that I could say.
ReplyDeleteminsan kasi ang mga ofw malungkot lagi akala natin masaya kasi mga picture ang gaganda ng kuha magara pa pero ang totoo nga nangungulila sila, they tend to go with friends more, eat outside, go shopping, go travelling after their work.
ReplyDelete